Offline share of cash, by country 2022-2023

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Cash use at physical retail locations varied across the world in 2022, with the UK being more "cashless" than Nigeria. This according to survey results that compared different payment methods at offline payment locations only. Cash on delivery - a popular e-commerce payment method in several countries in Africa - is therefore not included in this overview. The provided here are also somewhat different from other figures on cashless market shares - such as for Asia Pacific or Southeast Asia - as they do not separate between online and offline.

Share of cash in payment transactions at point of sale (POS) - such as retail or restaurants - in 40 countries and territories worldwide in 2022 and 2023

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Release date

March 2024

More information

Region

Worldwide

Survey time period

March 2024

Supplementary notes

The source defines POS payments as " All transactions that occur at the physical point of sale. Includes traditional in-store transactions as well as all face-to-face transactions regardless of where they take place."

It continues that "Actual shares of individual payment methods by country and region are calculated using (a) data model. Our model contains a detailed breakdown of payment methods used when shopping online and at point of sale, which were sourced from GlobalData’s Consumer Payments Insights survey, FIS internal data and other public sources."

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